Website Terms of Use

This website (www.alternativecreditinvestments.co.uk) is a website operated by Waterfall Asset Management, LLC ( “Waterfall”) in its capacity of Delegated Portfolio Manager of Alternative Credit Investments plc (“ACI”).
The information contained on this site is intended for persons in the United Kingdom only and is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of this website is prohibited. Persons in respect of whom such prohibitions apply must not access this site. In particular, the information is not for release, publication or distribution, directly or indirectly, in whole or in part into any member state of the EEA (other than the United Kingdom), the United States, Canada, Australia, the Republic of South Africa or Japan.

This website is not for use by “US Persons”. A “US Person” is defined by US laws and regulations in force from time to time. If you are resident in the US, or as a corporation or other entity are organised under US law or administered by or operated for the benefit of a legal or natural US person, you should take professional advice to determine whether you are a US Person and you should not access this web site until you are sure that you are not a “US Person”.

Nothing contained on this website is intended as, or constitutes, an offer to buy or sell or any solicitation of any offer to buy or sell any securities or investments. This website provides general information about ACI only and does not constitute investment advice. If you are unclear about any of the information on this site, please contact an independent financial adviser before making any investment or financial decisions. Any decision to make an investment should not be made on the basis of information contained on this site.

Your use of this website

These terms and conditions set out the terms on which you may make use of this website and apply to every page of this website, whether or not these terms and conditions appear on each individual page. Please read these terms and conditions carefully before you start to use this website. By using this website, you have indicated that you accept these terms and conditions and that you agree to abide by them. If you do not agree to these terms and conditions, please refrain from using this website.

You must NOT use this website (or permit or procure others to use it) as follows:

A. for any unlawful, improper or illegal purpose or activity;

B. to violate Waterfall’s or any third party’s copyright, trademark, proprietary or other intellectual property rights;

C. to damage Waterfall’s name or reputation or that of ACI’s affiliated companies or any third parties;

D. to penetrate Waterfall’s security measures or other entities’ systems (“hacking”);

E. to introduce viruses, worms, harmful code and/or Trojan horses onto the internet or into this website or any other entity’s systems and it is your responsibility to ensure that whatever you download or select for your use from this website is free from such items;

F. to post or transmit information that is defamatory, fraudulent or deceptive; and/or

G. to transmit confidential or proprietary information, except solely at your own risk.

When using this website, you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this website in certain countries and Waterfall and its affiliated companies disclaim all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.

Intellectual Property Rights

The entire contents of this website are subject to copyright with all rights reserved. The copyright, trademarks and all similar rights of this website and the contents, including all information, graphics, code, text and design, are owned by Waterfall (or its licensors).

You may download or print individual sections of the site for your personal use and information only provided that you ensure that all copyright notices and other proprietary notices are displayed on such downloaded or printed sections. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the site without the prior written permission of Waterfall.

Nothing on this website should be construed as granting any license or right in relation to any of our trademarks or those of our affiliated companies or any third party.

No Warranty

This website, including information and materials contained in this website, text, graphics, software, links and other items are provided “as is,” “as available”. Waterfall does not warrant the accuracy, adequacy, completeness, timeliness or availability of the information and data contained in this website, and expressly disclaims liability for errors or omissions in this website. There is no warranty of merchantability, no warranty of fitness for a particular purpose, no warranty of non-infringement, no warranty of any kind, implied, express or statutory, in conjunction with this website.

Limitation of Liability

To the extent permitted by applicable laws and regulations, in no event will Waterfall be liable for any damages, including, without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this website or use or misuse thereof or the inability by any party to use such website, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Waterfall, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Indemnity

As a condition of your use of this website, you agree to indemnify and hold harmless Waterfall and its affiliates, and the partners and employees of Waterfall and its affiliates from and against any and all liabilities, claims, damages, losses or expenses, including legal fees and expenses, (together, “Losses”) arising out of your access to or use of this website, save to the extent that Waterfall may not exclude or limit its own liability for such Losses pursuant to applicable laws or regulations.

Law and Variation

This website is established in England by Waterfall in accordance with and shall be governed by, and your browsing in and use of this website shall be deemed acceptance of, the laws of England and Wales. A condition of using this website is that in the event of any dispute or proceeding you irrevocably submit to the exclusive jurisdiction of the English Courts and waive any objection to proceedings in such courts on the grounds of venue or on the grounds that the proceedings have been brought in an inconvenient forum.

Waterfall may revise these terms and conditions at any time by amending this page. You are expected to check this page from time to time to take notice of any changes to these terms and conditions made by Waterfall, as they are binding on you.

Each time you use this website, a condition of use is that you comply with the above terms.

Opinions expressed are subject to change at any time. The material is based upon information which is considered reliable, but no representation is made that it is accurate or complete, and it should not be relied upon.

This site is governed by the laws of England.